Applying for a Loan? -- Start by
Ordering Your Credit Report
Why do I need one?
If you are considering applying for a loan, ordering a copy of
your credit report may well be the best place to start. Why? Because it's also
the first thing a potential creditor will be looking at, and even if you pay
your bills on time, you will want to ensure that all the information in your
credit file is up-to-date and accurate.
Discover the activity of an identity
Identity theft is the nation's fastest-growing crime,
affecting an estimated 500,000 to 700,000 people per year.
The Social Security Administration reports that the number of stolen
identities has quadrupled in the last three years. It happens when a thief
assumes your identity and opens new accounts, changes your billing address, and
accumulates bad debt in your name. Checking your personal
report regularly is one of the best ways to guard against identity theft.
By checking your credit
report, you'll find out if new accounts have been activated in your name
and whether or not derogatory information has been added to your report.
We highly recommend
for the best online credit reports because they're concise and very easy to
Other Credit Report Sources
ConsumerDirect - ConsumerDirect® is a
revolutionary system of Score, Fix & Lock™ where you control your
identity™. Our patent-pending
Score, Fix & Lock technology is affordable and fast. Membership includes
all your credit scores (Credit, Auto, Insurance, Employment & Future
Credit Score), fixing credit report problems, and locking your credit
reports all using our simple point & click Action buttons.
CreditCheck Total - CreditCheck® Total is part of a family
of online consumer credit reporting sites belonging to ConsumerInfo.com,
Inc., an Experian® company. ConsumerInfo was founded in 1995 to give
consumers quick, easy, and inexpensive access to their credit histories.
It is now the leading provider of online consumer credit reports, credit
scores, credit monitoring, and other credit-related information.
ConsumerInfo provides credit monitoring to its more than 3.1 million
members and has delivered more than 14 million credit reports on the web.
As part of the Experian family, it continues to grow its membership base
and develop innovative products to help consumers better understand their
FreeCreditReport.com - You've seen the commercials, now get America's
number one Free Online Credit Report.
- Get Your Equifax Credit Report Now!